Ideal Finance Solutions.
Trusted Commercial Loan Placement & Advisory
What We Do
Loan Placement
Lending Needs
Don't have the time? Been declined? Whatever your situation may be, let us utilize our experience and resources to efficiently establish finance solutions ideal for you and your business.
Business Acquisition
Refinance
Working Capital
Equipment
Commercial Real Estate
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Owner-occupied
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General purpose
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Warehouse
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Restaurant
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Hotel
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Gas Station
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Sports/Recreation
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Industrial/Trucking
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Banquet Hall
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Agricultural
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Investor
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Apartment
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Retail Center
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Office
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Construction
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Ground-up
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Renovations
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Lending Programs
Conventional
SBA 7a
SBA 504
USDA
Bridge Loans
How We
Do It
1) Free Initial Consultation
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Determine lending needs and required time to close.
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Basics on business/owner background.
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Discuss the process and initial needs list.
2) Review
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Review initial financial information and complete cash flow calculations.
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Perform basic Q&A.
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Determine optimal lending structure and qualification.
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Begin conversations with lenders to obtain proposals.
3) Lender Underwriting
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Proceed with chosen lender by providing remaining items required for full underwriting package.
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Work closely with lender during underwriting process.
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Obtain approval/commitment.
4) Post-Approval / Closing Process
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Engage third party reports.
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Work through closing item checklist.
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Schedule and prepare for closing.
5) Closed
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Congrats! Tell us how we did and let's stay in touch!
About Us
Dedicated Optimization and Efficiency
Leveraging our expansive network of local and national lenders, we match clients with the lending structures and loan terms best suited to their needs. We handle the details - from preparing applications to managing lender interactions - while keeping clients engaged and informed, ensuring an efficient process that saves time and provides peace of mind.
Experience
We have over 20 years' experience in commercial banking, SBA lending, and commercial real estate finance. With years of hands-on involvement across diverse lending scenarios, we have built deep expertise navigating everything from straightforward transactions to multi-layered loan structures. Our proven track record includes guiding several clients through successful financings, consistently securing favorable terms that align with their financial objectives.
Chris McDonald, President
Chris McDonald truly appreciates working with business owners and understands the importance of working as accurately and efficiently as possible to meet his clients’ needs. Chris grew up in Crystal Lake, IL and graduated from Northern Illinois University with a degree in Finance. When he's not spending time with his wife and two boys (6 & 8) Chris enjoys playing sports, traveling, and strumming his guitar.